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Debt to income lien holder

 

What is Debt-to-income-ratio?

It is the ratio of your debt payments per month (including mortgage debt) to your gross income per month.

On which criteria the sanctioning of a loan depends?

There are three criteria for a mortgage program sanctioning: LTV, Debt ratio & FICO score.

What is Lien and Lien Holder?

Lien is the legal claim on a property until the debt on that property is repaid. Lien Holder can be an individual or an institution that has a lien on someone’s other property.

 

 

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